Will your renter's insurance pay for your Davis roommate's loses?

We are a great believer in renters insurance. While we believe that everything in your Davis apartment should be covered in your renters insurance policy but does that mean you need to pay for your Davis roommate’s stuff too?

ApartmentRatings.com raises the issue their 4 Tips for Choosing a Renters Insurance Policy:

3. Consider Roommates

An insurance policy only covers the insured, which means that if you have a roommate and their belongings are damaged, you might end up paying your roommate. Read through the policy to determine if it covers all belongings within the rented space or only your own.

Something to think about and discuss with your Davis roommates.